Jacobson & Moerschel Consulting, Inc.

Consulting Services for Corporate Risk Management


Minneapolis based Equipment Manufacturer
Two quality audits of open Product Liability claims which are self-administered by the client. Audit uses industry Best Practices as benchmark. Results of two audits improved the claim handling process and reduced open reserves by $440,0000.

A Workers Compensation quality audit resulting in improvements in managed care and reserving practices.

Orlando based Home Supply Distributor
Prepared Request for Proposal and conducted Third Party Administrator selection for their Worker Compensation, Automobile and General Liability programs.

Conducted a claim closing on Worker Compensation, Automobile and General Liability programs with a reduction of 16.7% of outstanding reserves.

Dallas based Managing Agent for PEO Business
Conducted a quality and financial claim review on 600 open Workers Compensation claims. As a result outstanding reserves were reduced by 27.8% and the pending litigation regarding the insurance program was successfully concluded.

Minneapolis based Energy Company
Conducted a claim closing project on run off Workers Compensation claims resulting in a 19% closing and reduction of reserves in excess of $800,000.

Dallas based Insurer for PEO Business
Conducted a financial review of open reserves to determine adequacy prior to the possible underwriting of this PEO's book of business. Resulted in our clients making a positive business decision of the exposure.

Minneapolis based Self Insured Fund
Conduct yearly quality audits of the outstanding Workers Compensation claims being handled by a TPA with comprehensive action plan for improvement.

Morristown, NJ based Conglomerate
Projects have included claim audits and claim closing analyses for numerous carriers. Recently have identified areas for improvement of claim handling and reduction of reserves of 17.5%. Additional projects include historical and legacy data reconciliation, audits, identification of insurance carriers on chemical and asbestos claims and recovery of misallocated funds from insurance carriers.

National Insurance Carrier of Unbundled Programs
Represented the insurance company in a state insurance department complaint regarding promptness of first payment. Completed a comprehensive review of Workers Compensation claims to determine primary causes of late payments. Established and implemented an action plan approved by the state to improve results.